Abbreviated List of References
Bank of America, San Diego, CA                                           Patricia King, Loan Officer 619-515-5964
Naval Facilities Engineering Command                                    Nam Nguyen, Project Manager 619-532-2384
Department of Environmental Health, San Diego                        Dr. Mo Lahsaie, Health Management Specialist II 619-338-2256
URS Corporation                                                                        Julian Granirer 619-294-9400
Hamann Contruction, El Cajon, CA                                      Richard Willis, Division Manager 858-440-7424
Four Sher Development, Solana Beach, CA                             David DuFour, General Partner 858-792-8800
Procopio, Cory, Hargreaves & Savitch, San Diego, CA         Robert Russell, Attorney at Law 619-238-1900
Cornerstone Realty Finance                                                      Andy Graham 619-682-3888
Sterling Development Corporation, San Diego, CA                     Jeff Rasak, Principal 858-546-8841
Imperial Valley Housing Authority, El Centro, CA                       Bill McNees, Development Manager 760-351-7000
GMAC Commercial Mortgage Company, San Diego, CA        Jason Bigham, Commercial Loan Broker 858-794-2100
Investors Property Management Group, Oceanside, CA          Janice Hoople, Property Manager 760-967-4764
American Assets, Inc., San Diego, CA                                       Jamie Cronemeyer, Project Manager 858-350-2600
Oceanside School District, Oceanside, CA                                    Brian Sullivan, Director of School Services 760-757-8387
Bank of America                                                                      Chuck Tipton
Mary Adams

909-596-3389
760-943-6101

Louis Goebel, Attorney at Law                                                 Robert Miller

619-239-2611

City of Carlsbad                                                                      Cynthia Haas

760-602-2732

City of Oceanside, Berryman & Hennegar                                 Glen Parks

760-966-4166

Business Real Estate                                                                  Barry Hendler

760-431-4219

Camp, Dresser & McKee                                                            Ravi Subramanian

949-752-5452

Mike Levine, Ph.D.
Certified Industrial Hygienist

760-943-9259

Citizens Business Bank                                                                      Dianne Gutierrez

909-980-4030

Charco Construction                                                               Chuck Swimmer

619-461-8130

Community National Bank                                                         Kurt Priewe, Fallbrook Office                                                    Christy Lester, Temecula Office

760-731-5639
909-693-5234

Commercial Management Consultants                                    Chuck Currey

760-438-1998

Dwyer-Curlett Commercial Loan Correspondence                    Nick Alston

619-587-0200

Anthony Uribe, Attorney at Law
Anthony Uribe.

858-571-8600

Rick Floyd
Colliers International

760-438-8950

Scott Verbeff
City of Encinitas

760-633-2692

Torrey Financial Group                                                             John Rooney

858-792-8370

Small Business Administration                                                     Susan Chang, Esq.

714-550-7420

Sunrise Bank of SanDiego                                                                  Steve Black                                                                                   Joe Kennedy

858-625-8852
858-625-8870

Property Management Only                                                   Charles MacBeth

760-727-2000

Roymar Land Company                                                             Mark Josepho.

760-967-4000

Scripps Realty Advisors                                                             Doug Hester

858-693-1000

United Hansel                                                                             Sam Sepehri

619-293-3013

Mugglebee & Mugglebee, Attorneys at Law                          Stephen Mugglebee

619-487-1882

Coldwell Banker                                                                       David Onosko

877-600-1600

San Diego Dept. of Environmental Health                                 Tom Lambert

760-940-2861

Providence Capital Group                                                                Andy Laubach

              760-942-3333

Dudek & Associates                                                                      Frank Dudek

760-942-5147

First International Bank                                                           Gabrielle Smothers                                                                      Mark Mashouri

619-476-3248
619-476-3250

First National Bank of San Diego                                               Bob Koering

619-338-1225

Foster Investment Company                                                 Charles Tiano

619-557-0100

Gas Plus                                                                                   Barry Stone

760-942-0910

George Elkins Mortgage Bankers                                             Doug Scott                                                                                  Brian Dindindinger

               805-963-6280
               858-452-3200

Harman Asset Management                                                               Julie Godsey

858-454-0101

House Properties                                                                     Michael House

619-440-5341

Mesa Centers                                                                                 Jerry Untercoughler

              858-271-4682

CDC Small Business Financial                                                           Ken Rosenthal

619-291-3594

Centerstone Capital Group                                                       Peter Harris

858-457-4500

Aspen Properties
John Tworoger

858-268-8901

Citizens’ Business Bank                                                          Katrina Fleener

909-980-4030

North County Construction Management                             Richard Cook

760-724-4156

Diversified Properties                                                               William Tschantz

858-550-3870

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